• Definition (§320.01(27), F.S.): pedals; ≤ 3 wheels; motor ≤ 2 bhp; ≤ 30 mph; ICE ≤ 50 cc; automatic/direct drive as defined.
  • License: FLHSMV materials: ≥ 16 with at least Class E (or motorcycle-only); motorcycle endorsement generally not required for ≤ 50 cc vehicles that are not “motorcycles” under DL rules.
  • Registration / title: registration required; title not required (FLHSMV).
  • Helmet: under 16 operating/riding a moped must wear a DOT FMVSS 218 helmet (§316.211). Do not read a blanket “no helmet” for all ages.
  • Insurance: moped-specific mandate was not clearly spelled out on the pages reviewed — confirm with FLHSMV/insurer.

Official links: FLHSMV moped page, §320.01, §316.211.

Index: US moped laws.